一般 & 教育贷款行为准则

The University of Arkansas-Fort Smith (UAFS), as a member 的 National Association of Student 金融援助 Administrators (NASFAA) adheres to the standards established in NASFAA's "Statement of Ethical Principles and Code of Conduct for Institutional 财务援助专业人员”，发现于 httpthat://www.nasfaa.org/Statement_of_Ethical_Principles. In addition, the Higher Education Opportunity Act of 2008 requires institutions of higher education participating in the administration of educational loan programs 制定并公布《菲律宾十大网赌网站》. 任何有责任的UAFS员工 with respect to student general financial aid and educational loans is required to 遵守本行为准则，如下所述.

一般财务援助行为准则

The following Code of Conduct was last updated by a vote from NASFAA's Board of Directors 于2020年11月出版，并于2021年1月出版. 根据执行程序 that went into effect July 1, 2015, NASFAA institutional members of NASFAA will ensure :

No action will be taken by financial aid staff that is for their personal benefit 或者可能被认为是利益冲突.
- Employees within the financial aid office will not award aid to themselves or their 直系亲属. Staff will reserve this task to an institutionally designated 人，避免出现利益冲突.
- If a preferred 银行列表 is provided, it will be compiled without prejudice and for the sole benefit 的 students attending the institution. 信息包括 about lenders and loan terms will be transparent, complete, and accurate. 完整的 process through which preferred lenders are selected will be fully and publicly disclosed. 借款人不会被自动分配给任何特定的贷款人.
- A borrower's choice of a lender will not be denied, impeded, or unnecessarily delayed by the institution, even if that lender is not included on the institution's preferred 银行列表.
- No amount of cash, gift, or benefit in excess of a de minimis amount shall be accepted by a financial aid staff member from any financial aid applicant (or his/her family), or from any entity doing business with or seeking to do business with the institution (including service on advisory committees or boards beyond reimbursement for reasonable 与该服务直接相关的费用).
Information provided by the financial aid office is accurate, unbiased, and does not reflect preference arising from actual or potential personal gain.
Institutional financial aid offers and/or other institutionally provided materials 应包括以下内容:
- Breakdown of estimated individual Cost of Attendance components, including which are 直接(由机构计费)费用vs. 间接(不由机构收费) 成本
- Clear identification and proper grouping of each type of aid offered indicating whether 援助是赠款/奖学金、贷款或工作计划
- 预计净价
- Standard terminology and definitions, using NASFAA's glossary of terms
- Renewal requirements for each aid type being offered as well as next steps and financial 援助办公室菲律宾十大网赌网站
All required consumer information is displayed in a prominent location on the institutional web site(s) and in any printed materials, easily identified and found, and labeled 作为"消费者资料"."
Financial aid professionals will disclose to their institution any involvement, interest in, or potential conflict of interest with any entity with which the institution has 业务关系.

教育贷款行为准则

UAFS does not maintain a preferred 银行列表 for private student loans, rather UAFS provides a historical 银行列表 as well as all lenders available through FastChoice.
The University shall not enter into any revenue-sharing arrangement with any lender.
No officer or employee 的 University who is employed in the 金融援助 Office 的

University or who otherwise has responsibilities with respect to education loans shall solicit or accept any gift, gratuity, favor, discount, entertainment, hospitality, loan, or other item having a monetary value of more than a de minimus (normal) amount 教育贷款的出借人、担保人或服务者.

An employee who is employed in the 金融援助 Office 的 University or who otherwise has responsibilities with respect to education loans shall not accept from any lender or affiliate of any lender any fee, payment, or other financial benefit as compensation for any type of consulting arrangement or other contract to provide services to a 出借人或代表出借人办理教育贷款.
The University shall not request or accept from any lender any offer of funds to be used for private education loans including funds for an opportunity pool loan, to students in exchange for the University providing concessions or promises regarding providing the lender with specified loan number or volume or a preferred lender arrangement 教育贷款.
The University shall not request or accept from any lender assistance with call center 或财政援助办公室的工作人员.
An employee who is employed in the 金融援助 Office, or who otherwise has responsibilities with respect to education loans or other student financial aid 的 University, and who serves on an 咨询委员会、委员会或小组 established by a lender, guarantor, or group of lenders or guarantors, shall be prohibited from receiving anything of value from the lender, guarantor, or group of lenders or guarantors, except that the employee may be reimbursed for reasonable expenses incurred in serving on such 咨询委员会、委员会或小组.